Privacy Policy

Effective Date: December 12, 2025

1. Introduction

Terisse Walker Insurance Agency (“we,” “us,” or “our”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website, digital forms, communications, and services across all U.S. states.

By using our website or submitting information, you consent to this Privacy Policy.

2. Information We Collect

Information You Provide

Name, email address, phone number, and mailing address
Date of birth and family-related information (when applicable)
Business information for business-related services
Insurance, financial, or health-related information voluntarily submitted

Automatically Collected Information

IP address, browser type, and device information
Pages visited and time spent on the site
Cookies and similar technologies

3. How We Use Your Information

Provide insurance quotes, services, and educational resources
Respond to inquiries and schedule appointments
Communicate regarding requested services
Support underwriting, policy servicing, and compliance
Improve website functionality and user experience
Comply with legal and regulatory requirements

We do not sell your personal information.

4. Information Sharing & Disclosure

We may share your information only with:

Insurance carriers and underwriting partners
Licensed agents or affiliates assisting with requested services
Technology providers supporting secure operations
Government or regulatory authorities as required by law

All third parties are required to protect your information.

5. Health Information Notice

We are not a covered entity under HIPAA. However, any health-related information voluntarily provided is treated confidentially and used solely to assist with insurance evaluation, underwriting, or service requests in accordance with applicable laws.

6. Financial Services Disclosure

Insurance and financial products are subject to underwriting, approval, and state availability. Information provided through this website does not constitute legal, tax, or investment advice.

7. Cookies & Tracking Technologies

We use cookies and similar technologies to enhance functionality, analyze traffic, and improve user experience. You may disable cookies through your browser settings.

8. Your Privacy Rights

Depending on your state of residence, you may have the right to:

Access or request a copy of your personal information
Request correction of inaccurate information
Request deletion of personal information (subject to legal obligations)
Opt out of marketing communications

California residents have additional rights under the CCPA/CPRA. We do not sell or share personal information for cross-context behavioral advertising.

9. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. While no system is guaranteed secure, protecting your data is a priority.

10. Children’s Privacy

This website is not directed to children under the age of 13. We do not knowingly collect personal information from children.

11. Policy Updates

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

12. Contact Information

Please Contact through Contact Page

AMMENDMENT : January 7, 2026 : Communication Preferences & Do Not Disturb (DND)

This addendum is intended to supplement the existing Privacy Policy for Terisse Walker Insurance Agency. It addresses communication preferences, Do Not Disturb (DND), and email opt-out practices in alignment with California privacy requirements, the CAN-SPAM Act, and Department of Insurance (DOI) advertising expectations. This document is for educational and compliance documentation purposes only and does not constitute legal advice.

1. Recommended Placement in Privacy Policy

Insert this section under “Your Privacy Rights” or as a standalone section titled “Communication Preferences & Do Not Disturb.”
Do not position this language as a separate marketing or advertising policy.

2. Approved Privacy Policy Language – Communication Preferences & DND

Communication Preferences & Do Not Disturb

You may opt out of receiving marketing or informational communications from us at any time. This includes email communications, telephone calls, and text messages. You may exercise your communication preferences by following the unsubscribe instructions included in our emails, replying “STOP” to text messages where applicable, or by contacting us through our website. We honor Do Not Disturb and communication preference requests in accordance with applicable federal and state laws.

3. Contact Form Reference (Short-Form)

Recommended short-form language to appear near contact form submission buttons:

“By submitting this form, you consent to be contacted regarding your request. You may opt out of communications at any time. View our Privacy Policy for details.”

4. Email Footer – Compliant Opt-Out Language

Recommended email footer language:

Terisse Louise Bell Walker | Licensed Life Insurance Agent
CA License #0749372 | NPN #2526580

You are receiving this message because you requested information or have an existing business relationship with us.

To opt out of future emails, click here or reply STOP.

Terisse Louise Bell Walker
CA License #0749372
NPN #2526580
Registered in Multiple States
Insurance products and Services are subject to eligibility,underwriting, and carrier approval. Product availability varies by state Independent Life Insurance Agent Nationwide Agency Builder