Terms & Conditions

Last Updated: December 12, 2025

Welcome to the website of Terisse Walker (“we,” “us,” or “our”). By accessing or using our website and our services related to annuity and insurance support (collectively, the “Services”), you agree to these Terms & Conditions (“Terms”). If you do not agree, please discontinue use of the site.

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1. Licensed Insurance Representative

Terisse Walker is a licensed insurance representative in multiple U.S. states.
The full list of states and corresponding license identification numbers will be displayed in the footer of this website on all applicable pages.

Licensing ensures compliance with state-specific regulatory requirements for providing insurance-related guidance and support.
However, use of this website does not establish a client-agent relationship until direct communication and proper disclosures are completed.

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2. Use of Our Services

You agree to use the website only for lawful purposes and consistent with these Terms.
Users must not:

• Attempt unauthorized access to any system or data.

• Use the website for fraudulent or harmful purposes.

• Disrupt or interfere with service functionality or security.

Our Services are designed for individuals seeking information or support in acquiring annuities and insurance products for personal or business needs.

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3. No Financial, Legal, or Tax Advice

All information on this website is provided for general educational and informational purposes only.

Unless directly stated in a formal consultation:

• This website does not provide financial advice.

• This website does not provide legal advice.

• This website does not provide tax advice.

• Website content is not an insurance contract or policy recommendation.

Any insurance or annuity decisions should be made after reviewing official policy documents and consulting appropriate licensed professionals.

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4. Contact & Communications

By submitting your information through the contact page or any form:

• You consent to be contacted regarding your inquiry.

• Communication may occur via email, phone, text, or other methods you provide.

• You may opt out at any time.

Submitting information does not bind you to purchase any product nor guarantee product availability in your state.

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5. Third-Party Links

Our website may include links to third-party websites, insurance carriers, or service providers.

We are not responsible for the:

• Accuracy

• Policies

• Content

• Security

• Practices

…of third-party websites. You access them at your own discretion.

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6. Intellectual Property

All materials on this website, including logos, text, videos, graphics, images, and layout, are the property of Terisse Walker or licensed for use.

You may not copy, modify, distribute, or reproduce any content without written permission.

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7. User Submissions

If you submit questions, information, forms, or messages:

• You agree the information is accurate.

• You authorize us to use that information to respond to your inquiry or provide Services.

• You may not send false, harmful, or unlawful content.

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8. Disclaimer of Warranties

The website and Services are provided “as is” and “as available”, without warranties of any kind.

We do not guarantee:

• Error-free or uninterrupted website operation

• Completeness or accuracy of information

• Availability of any specific insurance product

• That the site is free from security threats

Your use of the website is at your own risk.

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9. Limitation of Liability

To the fullest extent permitted by law, Terisse Walker is not liable for any damages arising out of:

• Your use or inability to use the website

• Reliance on website content

• Communications or interactions through the website

• Data loss, errors, or unauthorized access

Total liability shall not exceed the amount you paid (if any) for using the Services.

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10. Indemnification

You agree to indemnify and hold harmless Terisse Walker from claims or damages arising from:

• Your use of the website

• Violation of these Terms

• Violation of any laws or third-party rights

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11. Changes to These Terms

We may update these Terms at any time.
Changes will be reflected by updating the “Last Updated” date above.
Continued use of the website constitutes acceptance.

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12. Governing Law

These Terms are governed by the laws of the State of California (or specify another state if preferred), without regard to conflict-of-law rules.

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13. Contact Information

Questions regarding these Terms may be submitted through the contact page on our website.